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Want To Succeed With Your Goals? Work On The Inner You

Want To Succeed With Your Goals? Work On The Inner You

Every year, millions of us start making plans to achieve our and/or professional goals. These may include landing a dream job, starting or building a business, buying a home, writing a book, embarking a training/professional programme, etc. However, if you are serious about making your goals/aspirations a success, I have a tip for you: Work on the inner you. Specifically, Get Rid Of Your Emotional Clutter!
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Are You Becoming Allergic To Modern Life?

Are You Becoming Allergic To Modern Life?

Strange question? Perhaps but could this be the reason why some of us are experiencing a conundrum of modern syndromes/unexplained illnesses such as chronic fatigue, various disorders (e.g. digestive, sleep, eating disorders), muscle aches/pains, etc? In recent years, these have left many doctors baffled. More so, us Christians especially as we fast, pray and bind the devil. But are we giving the enemy far too much credit when in fact we should be looking closer to home? (more…)

Does Your Mind Need A Spring Clean?

Does Your Mind Need A Spring Clean?

Spring is in the air and many of us take time out to spring clean our homes, garages, etc to get rid of all the clutter and dirt we have accumulated over the past seasons. But as you go about doing this, have you considered giving your mind a spring clean too, to get rid of any emotional clutter and junk you may have accumulated?

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Making It Through The Holiday Season….Debt Free!

Making It Through The Holiday Season….Debt Free!

Here Are My Top 5 Tips To Help You Stay Out Of Debt As The Holiday Season Looms On Us.

1.   Before you splash out on anything, give yourself a D-I-Y financial health check.  Can you really afford all that you are planning to spend?

2.   Set yourself a realistic budget and stick to it.  Don’t just conjure any amount but look through your finances and base your budget on this.

3.   Decide on spending the money you have i.e. money you actually have in the bank, not the credit allowances on your store cards, credit/debit cards, etc unless you have the means to clear them by their due date AND you are disciplined enough to do so!

4.   Create a priority list of who is going to get what.  Let’s be real here, you probably cannot afford to buy all on sundry everything and anything nor could you afford that 5-star luxury cruise.  So narrow down your list to what’s really important.  As for those who might be in a financial pickle right now, you might have to forgo the idea this year and plan better for next year.

5.   Watch out for the ‘guilt trips’ when you decide to curb your spending to avoid a bad start to the New Year.  You might also want to take a moment to consider what your motives are.  Presents or spending money in generally should not be used to compensate for something else that is lacking!

Presentwrapping_1 BE WISE is the rule of thumb here.  No one wants to cramp your style but do you really want to spend the rest of next year trying to make up for this years holiday season spending antics?  Don’t know about you but I sure don’t want to enter the New Year penniless. Better to have a modest and affordable holiday season than to wind up like the hoards who gave their finances no thoughts and end up in a financial toilet!